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<!-- Marcelo Siqueira CFP — sitemap. Submeter no Google Search Console.
     Adicionar cada novo artigo aqui ao publicar (atualizar lastmod). -->
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    <loc>https://marcelosiqueiracfp.com.br/</loc>
    <lastmod>2026-06-03</lastmod>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://marcelosiqueiracfp.com.br/insights</loc>
    <lastmod>2026-06-03</lastmod>
    <priority>0.9</priority>
  </url>

  <!-- Lead magnet — diagnóstico interativo de liquidez sob evento -->
  <url>
    <loc>https://marcelosiqueiracfp.com.br/teste-90-dias</loc>
    <lastmod>2026-06-18</lastmod>
    <priority>0.9</priority>
  </url>

  <!-- Artigo 1 — publicado 2026-06-03 -->
  <url>
    <loc>https://marcelosiqueiracfp.com.br/insights/rsu-saida-empresa-imposto-de-renda</loc>
    <lastmod>2026-06-03</lastmod>
    <priority>0.8</priority>
  </url>

  <!-- Artigo 2 — publicado 2026-06-05 -->
  <url>
    <loc>https://marcelosiqueiracfp.com.br/insights/tema-1226-stj-stock-options-executivo</loc>
    <lastmod>2026-06-05</lastmod>
    <priority>0.8</priority>
  </url>

  <!-- Artigo 3 — publicado 2026-06-07 (fecha o cluster equity) -->
  <url>
    <loc>https://marcelosiqueiracfp.com.br/insights/reduzir-concentracao-acionaria-sem-vender</loc>
    <lastmod>2026-06-07</lastmod>
    <priority>0.8</priority>
  </url>

  <!-- Artigo 4 — publicado 2026-06-10 (abre a sequência compliance/liquidez) -->
  <url>
    <loc>https://marcelosiqueiracfp.com.br/insights/cvm-44-blackout-period-liquidez</loc>
    <lastmod>2026-06-10</lastmod>
    <priority>0.8</priority>
  </url>

  <!-- Artigo 5 — publicado 2026-06-12 (fecha o cluster equity pela tributação no exterior) -->
  <url>
    <loc>https://marcelosiqueiracfp.com.br/insights/lei-14754-executivo-conta-exterior</loc>
    <lastmod>2026-06-12</lastmod>
    <priority>0.8</priority>
  </url>

  <!-- Artigo 6 — publicado 2026-06-12 (fecha o roadmap: sucessão de equity, trap cross-border) -->
  <url>
    <loc>https://marcelosiqueiracfp.com.br/insights/sucessao-equity-executivo</loc>
    <lastmod>2026-06-12</lastmod>
    <priority>0.8</priority>
  </url>

  <!-- Artigo 7 — publicado 2026-07-06 (F1, abre a série founder: ITCMD hub nacional) -->
  <url>
    <loc>https://marcelosiqueiracfp.com.br/insights/itcmd-reforma-tributaria-por-estado</loc>
    <lastmod>2026-07-06</lastmod>
    <priority>0.8</priority>
  </url>

  <!-- Artigo 8 — publicado 2026-07-09 (F2, série founder: holding familiar) -->
  <url>
    <loc>https://marcelosiqueiracfp.com.br/insights/holding-familiar-vale-a-pena</loc>
    <lastmod>2026-07-09</lastmod>
    <priority>0.8</priority>
  </url>

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